NPCI launches RuPay credit card stack named nFiNi
The National Payments Corporation of India (NPCI) has launched the plug-and-play RuPay credit card stack called nFiNi in collaboration with Fiserv Inc.
- it is a BaaS (banking-as-a-service) programme that will help in providing a ready stack of services required for fintechs and banks to issue RuPay credit cards.
- The nFiNi programme will enable fintech and banks on credit cards which can cater to new-to-bank-and-credit customers.
- nFiNi will also reduce onboarding time via services.
- it also covers a hosted card management system including transaction processing, fraud, and risk management, open APIs, and surround services to support card programmes.
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